Privacy Policy

Effective Date: May 19, 2026

This Privacy Policy (“Privacy Policy”) describes how Flip Fuel Lending LLC (“we,” “us,” or “Flip Fuel Lending”) collects, uses, and protects information when real estate investors, business partners, and industry professionals visit our website, submit an inquiry, or engage with our services (collectively, the “Services”).

Flip Fuel Lending is a private lender. We provide capital solutions for real estate investment projects. We facilitate access to capital solutions for real estate investment projects through our capital partners. Our Services are intended solely for business and investment purposes.

By using our Services, you consent to the collection and use of your information as described in this Privacy Policy. We reserve the right to update this Policy at any time to reflect changes in legal obligations, technology, or business practices. We encourage you to review it periodically to stay informed of our current practices.

Flip Fuel Lending complies with all applicable federal and state privacy laws and regulations.

The information we collect depends on the services you engage us for. As a private lending broker serving real estate investors and business borrowers, we collect information strictly to facilitate lending transactions on your behalf.

Business Contact Information

• Name, business name, and title
• Email address, phone number, and business mailing address
• Opt-in records and timestamps for all communication channels (SMS, email, etc.)

Business & Identity Verification

• Business entity type and ownership information, including profit sharing and ownership interests
• Government-issued identification for identity verification purposes

Financial Information

• Business financial records, including net worth, bank statements, and tax returns, as required for loan processing and underwriting

Platform & Technical Information

If you access our website or platform, we may collect:

• IP address and device information, browser type, and browser language
• Date and time of your request
• Cookies or similar identifiers that recognize your device across sessions

Communications

• Records of inquiries and service requests
• Appointment details and preferences
• Service history and feedback

Third-Party Information

We may supplement the above with data obtained from third parties, including financial records, employment history, credit reporting agencies, and state or federal government agencies, as required for underwriting and compliance purposes.

We treat all information — whether received directly from you or from a third party — in accordance with this Privacy Policy.

We use the information we collect solely to provide and improve our private lending brokerage services. All information is used in connection with legitimate business transactions and investment activities.

Regular Business Purposes

We use the information you provide to:

• Manage and update your client portal account
• Process and service requested or authorized transactions
• Evaluate and facilitate commercial loan requests and applications on your behalf
• Connect you with appropriate funding partners and manage communication throughout the lending process

For Our Own Analytic Purposes

We may use aggregated, anonymized data to improve our services, develop new offerings, and conduct internal research. This data cannot be used to identify individual clients or businesses.

To Comply with Legal Requirements

We may disclose information when required by law, including in response to valid subpoenas, court orders, government agency requests, or applicable law enforcement requirements. Any such disclosure will be limited to the minimum information necessary to satisfy the legal obligation.

Flip Fuel Lending does not share, sell, rent or otherwise distribute your personal information except:

With Our Service Providers

We may share your information with third-party companies and individuals who perform functions on our behalf, including website hosting, email communications, phone outreach, and background or credit check processing. These parties are contractually restricted from using your information for any purpose other than providing services to Flip Fuel Lending.

With Business Partners

In connection with our private lending services, we may share your business and financial information with third parties as necessary to facilitate loan origination and closing. These parties may include funding partners, capital providers, underwriters, title companies, attorneys, accountants, and other professionals directly involved in your transaction. All information shared is limited to what is necessary to complete your transaction.

For Administrative and Legal Reasons

Flip Fuel Lending reserves the right to disclose information if it has a good faith belief that such action is necessary to:

• Protect and defend the rights, property, or safety of Flip Fuel Lending, platform users, or the public
• Respond to claims of suspected or actual illegal activity
• Detect, prevent, or address fraud, security, or technical issues
• Comply with valid subpoenas, court orders, or government agency requests
• Respond to an audit or regulatory inquiry

With Your Consent

We may disclose personal or sensitive information after receiving your written or electronic consent. Consent requests are subject to reasonable identity verification.

SMS Opt-In Data

Notwithstanding anything above, mobile opt-in data and SMS consent information collected through our website or forms will never be sold, rented, or shared with any third party or affiliate for marketing or promotional purposes. This data is used solely to deliver the SMS communications you have consented to receive. Information may be shared with aggregators and providers of text message delivery services only as necessary to transmit those communications.

When you opt in to receive SMS messages from Flip Fuel Lending LLC, we collect your mobile phone number for the purpose of sending business-related communications to real estate investors and professional contacts, including loan inquiry follow-ups, application status updates, document requests, and appointment reminders.

Consent & Opt-In

By submitting your phone number and indicating your consent through our website or intake forms, you agree to receive SMS communications from Flip Fuel Lending LLC. Upon opting in, you will receive a confirmation message acknowledging your enrollment.

Opt-Out

Reply STOP at any time to unsubscribe. You will receive a one-time confirmation that your request has been processed. No further messages will be sent after that confirmation.

Help

Reply HELP for assistance, or contact us directly at deals@flipfuellending.com or (980) 480-9862

Message Frequency & Rates

Message frequency varies based on your engagement with our services. Standard message and data rates may apply. Contact your wireless provider for details. Carriers are not liable for delayed or undelivered messages.

Data Sharing

SMS opt-in data and consent are never sold, rented, or shared with third parties or affiliates for marketing or promotional purposes. This information is used solely to deliver the communications you have consented to receive, and may be shared with SMS delivery providers only as necessary to transmit those messages.

Flip Fuel Lending respects your right to control how your information is used and shared. The following options are available to you:

Contact Us Directly

You may contact us at any time to request limitations on how your information is shared. Applicable law may give you the right to limit:

• • Sharing of your information for purposes beyond those directly related to your transaction
  • Use of your information by affiliates for their own business purposes
  • Sharing of your information with non-affiliates for marketing purposes

State laws may provide additional rights. We will honor all valid requests in accordance with applicable law.

Email Communication

If you receive email communications from Flip Fuel Lending and wish to opt out, you may do so by following the unsubscribe instructions included in any such message or by contacting us directly. Note that opting out of marketing emails does not affect transactional communications related to your active loan file or portal account.

Cookies & Tracking

If you do not wish to allow our website to use cookies or similar tracking tools, you may configure your browser to block them. Please note that blocking cookies may limit certain website functions. For guidance on managing cookies, visit www.aboutcookies.org.

At this time, Flip Fuel Lending does not respond to automated “Do Not Track” signals from browsers, nor does it permit third parties to install tracking software to identify users on its website.

Submit a Privacy Request

To request limitations on the use or disclosure of your information, contact us at:

deals@flipfuellending.com (980) 480-9862

Secure Internet Connectivity

Flip Fuel Lending protects your information through industry-standard encryption technology, including Secure Sockets Layer (SSL) protocol, to ensure that data transmitted between your browser and our servers remains protected. No data transmission over the internet or storage system can be guaranteed 100% secure. If you believe your connection with us has been compromised, please notify us immediately at deals@flipfuellending.com.

Information Security

Business and personal information, along with client portal credentials and account settings, are stored using commercially standard database and website security software. Portal login credentials and sensitive financial documents are secured to prevent unauthorized access, accidental loss, alteration, or destruction.

Vendor & Partner Security

Where we share information with third-party service providers or lending partners, we require that those parties maintain appropriate security standards consistent with the sensitivity of the information shared. Information shared in connection with loan transactions is limited to what is necessary to complete your transaction.

Evaluation of Information Protection Practices

Our operations and business practices are periodically reviewed for compliance with policies and procedures governing the security, confidentiality, and quality of information we hold.

Employee Access, Training, and Expectations

All Flip Fuel Lending personnel are required to protect confidential client information as a condition of employment. Access to personal and business information is limited to authorized individuals, processes, and transactions only.

Updating and Correcting Your Information

Keeping your information accurate is important, as inaccurate or incomplete information may affect our ability to deliver Services to you. You may update your information through your client portal account or by contacting us directly at deals@flipfuellending.com or (980) 480-9862.

Retention of Information

We may retain your information after the conclusion of our business relationship as required by applicable law, regulatory obligations, or legitimate recordkeeping purposes related to completed transactions. Retained information continues to be handled in accordance with this Privacy Policy.

External Links and Third-Party Privacy Policies

Our website may contain links to third-party websites governed by their own terms and privacy policies. Flip Fuel Lending does not control these sites and is not responsible for their privacy practices. We encourage you to review the privacy policies of any third-party sites you visit.

International Users

Our Services are operated in the United States and intended for users located in the United States. If you access our website from outside the United States, you acknowledge that your information may be transferred to and processed in the United States.

Minors

Our Services are intended solely for business professionals and are not directed at individuals under the age of 18. We do not knowingly collect information from anyone under 18. If we determine that we have inadvertently collected such information, we will delete it promptly.

California Residents

California residents may have additional rights regarding their personal information under applicable state law. To submit a privacy-related request, contact us at deals@flipfuellending.com and reference “California Privacy Request.”

Questions & Communications

For questions regarding this Privacy Policy or our privacy practices, contact us at:

Flip Fuel Lending LLC deals@flipfuellending.com (980) 480-9862

Changes to Privacy Policy

This Privacy Policy may be revised at any time to reflect changes in applicable law or our business operations. Changes will be effective upon posting of the revised Policy. We will provide notice of material changes where required by law.