Stabilized Bridge Loans
Flip Fuel Lending new Stabilized Bridge loans provide you with more flexibility for your investment properties.
RATES STARTING AT 8.49%*
As the market changes, so do we! Flip Fuel Lending continues to adapt to the ever-changing rental market. With our newly developed bridge financing options on properties nationwide, our team will find the best option to reach your investment goals.
Key Facts About Our Stabilized Bridge
As-is appraisal only, no ARV
For 1-4 unit properties, SFR, Townhomes, and Condos
Minimum 660 FICO
Foreign Nationals eligible
No experience required
12- or 18-month (case-by-case) property loan terms
Maximum Loan-To-Cost
85% of purchase price + verified completed capex if property owned < 6 months
85% of purchase price + verified completed capex if property owned < 6 months
Maximum Loan-To-Value
70% LTV
70% LTV
Minimum DSCR
N/A
1.10 exit DSCR based on lower of in place rent and market rent
Minimum FICO
660
660
Purpose
To provide bridge financing on a property that was recently renovated or constructed and is currently/soon to be listed for sale
To provide bridge financing on a property that is currently rented or soon to be rented, but is not yet ready for permanent financing
Loan Amount
Min: $50,000
Max: $3,000,000
Min: $50,000
Max: $3,000,000
Term Length
12 months
12 months
Property Types
Single family/2-4 unit/Townhomes/PUD/Warrantable condos
Single family/2-4 unit/Townhomes/PUD/Warrantable condos
Property Condition
C2 or better
C4 or better with no deferred maintenance
Collateral Restrictions
Property value within 90th percentile of market No rural, exotic, or unique properties
No rural, exotic, or unique properties
Over $8 Billion in loans for Real Estate Investors
The Benefits of Choosing a Stabilized Bridge Loan
- Stabilized bridge loans offer rapid capital access, enabling swift financing for investors, particularly in time-sensitive scenarios where traditional options are limited or entail lengthy approval processes.
- By securing a stabilized bridge loan, investors can capitalize on exclusive investment prospects unavailable through traditional financing. This increases the potential for higher investment returns, particularly if the property’s value surges during the stabilization phase.
- Stabilized bridge loans offer flexible repayment terms, enabling investors to customize the loan structure to their unique requirements. This can involve interest-only payments or the ability to postpone principal payments, alleviating financial strain and enhancing cash flow throughout the stabilization phase.
We have the product to meet your needs.
*Rates advertised are the lowest offered. Actual rates and offers may vary based on approval criteria, including but not limited to borrower FICO score, previous experience, period of ownership, etc.